A: Yes I do there is a girl in new york that did this same thing and with the help of lot's of people she paid off all of her debt. Her site is www.savekaryn.com
A: It started when I was ill 3 summers ago and I missed months of work, my employer did not pay me for this absence and I lived off the card, after that I put some furniture on it and spent money on a few emergency things like my truck breaking and whatnot, and before I knew it, I had dug myself into a huge hole.