Breakfast Casserole

3 cup milk
6 eggs
1/2 stick butter or margarine (originally was 1 stick, can still be cut down further)
1 box Pepperidge Farm Seasoned Croutons
2 cup cheddar cheese (or more)
1 cup ham cubed (or more, I use 2 c.)
1/2 tsp. salt
1 tsp. mustard
dash onion salt or powder
dash pepper
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