Please Note: We are an Independent Insurance Agency licensed for insurance in the State of Pennsylvania
Household inventory should be taken annually on all of your personal possessions. In case of loss, an inventory will help you with insurance claims. Your homeowners policy covers practically all of your personal possessions - but to be reimbursed, each item must be named and given a dollar value. The following will guide you in listing your personal possessions, and help in determining if they are adequately insured. Photographs or videosare also an important part of your inventory. They help to establish the value and physical condition of an item. That's why it's a good idea to photograph each room from a few different angles, and individually photograph particularly rare or valuable possessions. Date your photos, save receipts, warranty certificates, and repair invoices.
Please list and describe all of your electronic equipment (including personal computers - PCs - television sets, compact disk players, etc.). Please be as specific as possible in these descriptions; ie. for a PC, list memory capacity, hard drive capacity, special features, brand names, and so forth. For a television, list screen size, specify black-and-white or color, indicate if cableready, and so forth. Photographs of these items should also be included. Remember to update regularly!
When you have completed your inventory, place the photographs and this booklet in a safe deposit box or some other fire-proof location.
List Qty., Description of Item, Date Purchased, Purchase Price, Estimated Value Today
(ex. items: bookcase, carpet, books, mirrors, sofa, chairs, clock)
Family Room
List Qty., Description of Item, Date Purchased, Purchase Price, Estimated Value Today
(ex. items: bookcase, carpet, books, mirrors, sofa, chairs, clock)
Dining Room
List same as above
(ex. items: table, chairs, carpet, glassware, collectbles, pictures, silverware)
Kitchen/Pantry
List same as above
(ex. items: Dishes, table, brooms, mops, refrigerator, rugs, utensils)
Entry and Halls
List same as above
(ex. items: mirror, tables, rugs, collectibles)
Bathroom(s)
List same as above
(ex. items: bath mats, linens, medicines, lotions, scales)
Bedroom #1
List same as above
(ex. items: bedroom sets, bedding and pillows, matresses, mirrors, carpets/rugs)
Bedroom #2
List same as above
Bedroom #3
List same as above
Bedroom #4
List same as above
Clothing (Men and Boys)
List same as above
(ex. items: hats, suits, underwear, casual clothes, dress clothes, shoes)
Clothing (Women and Girls)
List same as above
(ex. items: hats, suits, underwear, casual clothes, dress clothes, shoes)
Jewelry
List same as above
(ex. items: necklaces, rings, bracelets)
Fine Arts and Collections
List same as above
(ex. items: pictures, sculptures, Hummel, Beanie Babies, Dolls)
Storage Areas (Garage(s), Outbuildings, Basement, Laundry Room
List same as above
(ex. items: grill, clothes dryer, washer)
Miscellaneous
List same as above
(ex. items: fishing equipment, guns, garden tools, luggage, toys, porch furniture)
Electronic Equipment
List same as above
(ex. items: television, video camcorder, computer, compact disks, tapes,VCR, stereo equipment)