February 15, 2000

Mr. and Mrs. George Smith

10350 5^th Ave.

North Vancouver, BC

V9C 9H6

Dear Mr. and Mrs. Smith:

We are pleased to enclose your personal financial plan, which has been prepared after consideration of your current financial situation including your goals and objectives. The plan is based on the information provided by you.

This written plan details the following areas:

• An introduction that acquaints you with the section.

• An analysis of your present financial situation.

• Recommendations to support the achievement of your financial goals.

• An implementation schedule to guide you in the execution of your financial plan.

Your solicitor, insurance agent, or investment advisor must implement some of the recommendations we have made. If you do not have these professional contacts, we can recommend a professional in whom we have confidence.

A financial plan is an evolving process. The plan should be periodically reviewed incorporating changes in taxation and investments, as well as changes in your goals and personal circumstances.

Working together, we will be able to assist you in building a better financial future. We look forward to assisting you in the implementation of your financial plan.

Sincerely,

Jane Doe, CFP

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