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                                                              GUARANTEE




       In consideration of ____________________________________ ("the Creditor")
       accepting the payment promise of ________________________     ("the Debtor")
       the undersigned     _____________________________________ ("the Guarantee")

       hereby unconditionally guarantees the Creditor prompt and full payment of all
       amounts which are now or may become owing by the Debtor to the Creditor.

       The obligation of the Guarantor under this guarantee is limited to a maximum amount
       of _________________________ dollars ($ ___________________).

       The guarantee is intended to operate notwithstanding any renewals, extentions, or
       __________________________________________________________________

       __________________________________________________________________

       and the Creditor may call upon the guarantee as a first principal obligation without
       previously demanding payment from the debtor or any ______________ realizing
       any Security.

       This guarntee is also intended to operate as a continuing, absolute obligation and shall
       remain in force until revoked by notice in writing from the Guarantor to the Creditor,
       which revocation shall not affect the guarantee of prompt and full payment of any
       amount owed by the Debtor to the Creditor as of the date of actual receipt of notice
       of revocation by the Creditor.

       If more than one person executes this guarantee, their obligation under this guarantee
       is joint and several.


       Given under seal on  ___________________________.

       Signed sealed and delivered                     )
       in the presence of:


       __________________________________            _________________________  s

       __________________________________            _________________________  s






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(example of writen text only)

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Credit and Debit Agreements 
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