body {margin:0;padding:0;background:url(top_img.jpg) repeat-x;text-align:center;font-family:arial;background-color:#d4d4d4}
#overall {width:770px;text-align:left;margin:0 auto;border-top:25px solid #000;}
h1 {height:44px;width:194px;text-indent:-1000px;background:url(Header.gif) no-repeat top left;margin:0;padding:0;float:left;}
#menu {float:left;}
#menu ul {margin:0;padding:0;list-style:none;height:51px;}
#menu ul li {float:left;margin:0;padding:0;}
#menu ul li a {width:114px;display:block;height:38px;text-decoration:none;font-size:9pt;text-align:center;padding-top:5px;color:#fff;}
* html #menu ul li a {width:115px;height:46px;}
#menu ul li a.a, #menu ul li a.b, #menu ul li a.c, #menu ul li a.d {border-right:1px solid #fff;}
* html #menu ul li a {height:51px;}
#menu ul li a:hover {background-color:#6c6c6c;border-bottom:8px solid #ab790e;}
#menu ul li a.a {background:url(blkcorner.gif) no-repeat top left;}
#statement {clear:both;background:url(hm_img_1.jpg) no-repeat top left;width:770px;height:155px;}
#statement dl {display:none;}
#main {background-color:#fff;border-top:3px solid #ffb515;width:770px;}
#leftcol a.f {height:98px;width:182px;background:url(hm_img_vp100.jpg) no-repeat top left;display:block;text-indent:-1000px;}
#schedule ul {margin:0;padding:0;list-style:none;}
#schedule ul li.li_body {font-size:8pt;padding-left:20px;}
#schedule ul li.li_header {background:url(hm_promo_box_top.gif) no-repeat;padding-top:5px;font-size:12px;text-transform:uppercase;font-weight:bold;padding-left:10px;color:#424242;}
#schedule ul {background-color:#ffb515;width:172px;}
#schedule {margin:10px 0 10px 10px;}
#leftcol {width:182px;float:left;}
#leftcol a.g, #leftcol a.h {font-size:9pt;padding-left:10px;color:#275981;text-decoration:none;}
#leftcol a.g:hover, #leftcol a.h:hover {text-decoration:underline;}
#schedule ul li.li_footer {background:url(hm_promo_box_bottom.gif) no-repeat bottom left;padding-bottom:5px;}
h5 {font-size:10pt;text-transform:uppercase;color:#424242;padding-left:20px;}
a.place_a_call {padding:0;font-size:9pt;padding-left:20px;color:#275981;text-decoration:none;margin:0;}
#rightcol {width:588px;float:left;}
a.j {width:568px;height:38px;background:#ffb515 url(hm_lbl_apply_vp100_anim.gif) no-repeat top left;text-indent:-1000px;display:block;border-left:20px solid #000;}
* html a.j {width:588px;}
.cell {border:1px solid #000;border-width:5px 0 0 0;margin:5px;width:172px;float:left;height:250px;background-color:#bdcad0;background-repeat:no-repeat;background-position:bottom center;padding:5px;}
* html .cell {width:182px;}
.what_is_vrs {background-image:url(hm_img_what_is.jpg);}
.VRS_Call_option {background-image:url(hm_img_call_options.jpg);}
.Company_News {background-image:url(hm_img_company_news.jpg);}
.cell dl, .cell dt, .cell dd {margin:0;padding:0;font-size:10pt;}
.cell dt {font-weight:bold;}
ul.Last_nav {margin:0;padding:0;list-style:none;clear:both;}
ul.Last_nav li {text-align:center;float:left;padding:0 5px;border:1px solid #cccccc;border-width:1px 0 0 1px;width:136px;margin:10px 0;}
* html ul.Last_nav li {width:147px;}
ul.Last_nav li a {font-size:.71em;text-decoration:none;color:#275981;}
ul.Last_nav li a:hover {text-decoration:underline;}
#footer {clear:both;background-color:#000;color:#fff;height:20px;padding-top:5px;}
#footer h6 {display:inline;float:left;margin:0;padding:0 0 0 5px;}
#footer p {font-size:7pt;float:right;margin:0;padding:0 5px 0 0;}
.cell a {font-size:9pt;color:#275981;text-decoration:none;}
.cell a:hover {text-decoration:underline;}
.cell ul {margin:10px 10px 0 ;padding:0;list-style:none;}