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Farm Plan

Payment Schedules

Number of Acres Total 71 Number of participants
Beginning Acres 61 6
Book Value per acre $ 2,300.00 Total Equity
Actual Value per acre $ 2,800.00 $ 140,300.00 Beginning
Amount Gifted $ 20,000.00 $ 170,800.00 End
Loan amount $ 130,000.00
Taxes $ 1,500.00 Number of payments
Down payment 360.00
Participant Amount $ 21,916.67
Periodic Rate Monthly Interest Rate
Borrowing rate 6.5% 0.54167%
Savings Rate 5% 0.41667%
Years 30 Future Value Per Participant Investment
Payment period per year 12 $53,992.52
Beginning End
Acres 41 71 Future Value Per Participant Investment
Income per acre $ 140.00 $ 140.00 $28,466.67
Total income per Year $ 5,740.00 $ 9,940.00
Total taxes $ 1,288.73 $ 1,500.00
Net income per year $ 4,451.27 $ 8,440.00

Participant Income

Participant Net Liability

Year

Acres Total Per month

Yearly

Monthly

1 1.45 $ 202.86 $ 16.91 $1,459.48 $121.62
2 2.90 $ 405.72 $ 33.81 $1,256.62 $104.72
3 4.35 $ 608.58 $ 50.72 $1,053.76 $87.81
4 5.80 $ 811.44 $ 67.62 $850.90 $70.91
5 7.25 $ 1,014.30 $ 84.53 $648.04 $54.00
6 8.69 $ 1,217.16 $ 101.43 $445.18 $37.10
7 10.14 $ 1,420.02 $ 118.34 $242.32 $20.19


Last Updated on 5/8/02
By Jeffrey Thill

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