Note: This version is adapted from Rick's version, which was
transcribed from the original version  of the song on Radney
Foster's "See What You Want To See" album.  I have changed the
key to fit The Kinleys' version.

Intro: G D Am C (x2)

G            D               Am
Love doesn't come with a contract
G           D               Am
You give me this I gave you that
C
It's scary business
G                             C
Your heart and soul is on the line
                          Dsus                D
Baby why  else would I be standing round here so tougue tied

CHORUS:
     G               D
If I knew what I was doing
       Am             C
I'd be doing it right now
        G                 D
I would be the best damn poet
       Am               C
Silver words  out of my mouth
        Em                  D
Well my words might not be magic
          C
But they cut straight to the truth
Am                G/B          C
So if you need a lover and a friend
D         G       D      Am      C
 Baby I'm in I'm in, I'm in I'm in

Baby come on in the water's fine
I'll be right here
You take your time
Just let me hold you
And we'll both take that leep of faith
It's like I told you, there's no guarantee when you feel this way
 
CHORUS

G
Baby come here next to me
     D
I'll show you how good it can be
     Am
I'll breathe each breath you breathe
      C                 D
I can pour out everything I am

C  G  Gm  C D

CHORUS

Am                G/B          C                    Bm
So if you need a lover and a friend (if you need a lover)
Am                G/B          C
So if you need a lover and a friend
D         G       D      Am      C
 Baby I'm in I'm in, I'm in I'm in
 
G D Am C

(over G D Am C progression)
Baby come here next to me
I'll show you how good it can be
I'll breathe each breath you breathe
I can pour out everything I am

Fade out on G D Am C