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Buying a house, Questions for first-time home buyers.

What can I afford to buy?
  • Each buyer is unique — and we'll help you find out just what you can afford. Your income and your debts will typically play the biggest roles in determining your price range. It's simple to make an estimate, just run the numbers for yourself using our Affordability Calculator.
Do I have enough money to buy my first home?
  • We offer a range of mortgage programs, and we'll help you determine which can work for you — some of our loans require little money down.
  • You'll also need to consider closing costs and the escrow account for taxes and insurance.
  • But don’t get overwhelmed: it's a snap to figure out how much money you'll need, using our handy Affordability Calculator.
What’s the best loan program for me?
That depends on a number of factors, including:
  • How long you’ll stay in the home;
  • How much money you’ll put down;
  • How you’ll finance the closing costs.
  • For information on the loan programs and rates available, just visit Loan Programs.
  • Home Improvements includes, how to, tips, and resources.
What about my less-than-perfect credit report?
Our special solutions program can help:
  • We offer loan options ideal for those who have a few "dings" on their credit report. We try to work with every customer to develop an individual mortgage program - we call it your personalized rate, because no two are alike. So we try to develop a custom program based on your credit worthiness. Visit our Money Store!
Do You Know the Score When It Comes to Your Credit?
Get a grip on your credit position with your credit report & credit score!
With personalized analysis and tips, you'll know what factors are influencing your
credit rating and what you can do to improve it!. CLICK HERE TO ORDER NOW!
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