| Accident Benefits - Personal Accident Protection |
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The policy is designed to provide you with the traditional cover as well as enhanced features for your family to ensure their protection in time of need as well as continuity in their accustomed lifestyle.
| Core Benefits | ||
| 1. Accidental Death | 意外死亡 | Kematian akibat kemalangan |
| 2. Permanent Disablement | 永久残废 | Hilang Upaya Kekal |
| 3. Medical Expenses | 医疗费用 | Faedah Belanja Perubatan |
| Hospital Income | 偿还医院费用 | Pendapatan Hospital | Weekly Benefits | 每周利益 | Faedah Mingguan | Rehabilitation Benefits | 康复津贴 | Faedah Pemulihan |
| Bereavement Allowance | 沿丧津贴 | Elaun Khairat Kematian | Funeral Expenses | 奔丧葬费 | Perbelanjaan Pengebumian | Repatriation Expenses | 遣返费用 | Perbelanjaan Penghantaran Pulang |
| Prostheses/ Wheelchair | 假肢/轮椅 | Anggota palsu/ Kerusi roda | Ambulance Fees | 救护车收费 | Yuran Ambulan | Corrective Dental / Cosmetic Surgery | 矫正牙科/整型 | Pembedahan Pergigian / Kosmestik |
| Travel Allowance | 访客津贴 | Elaun Perjalanan | Search & Rescue Expenses | 搜索及拯救费 | Perbelanjaan Mencari & Menyelamat | HIV | 爱滋病 | HIV |
| Personal Liability | 个人责任 | Tanggungan Peribadi | Personal Effect | 个人物件 | Barangan Milik Peribadi | Kidnap Benefit | 绑架 | Faedah Penculikan |
| No Claim Renewal Bonus | 没索赔重建奖金 | Bonus Pembaharuan Tanpa Tuntutan | Double Indemnity | 双配赔偿 | Pembayaran Berganda | Nominee's card | 受益人 | Kad Penama |
| Extended Benefits & Information | |
| Rehabilitation Benefits | RM1000 |
| Bereavement Allowance | 10% of Principal Sum Insured |
| Funeral Expenses | RM5000 |
| Repartriation Expenses | RM3000 |
| Prostheses Wheelchair | RM1500 |
| Ambulance Charges | RM500 |
| Corrective Dental / Cosmetic Surgery for Neck, Head and Chest | RM5000 |
| Travel Allowance | RM200 weekly, up to RM1000 per accident |
| Search & Rescue Expenses | 10% of Principal Sum Insured up to RM10K per accident |
| HIV | 10% of Principal Sum Insured |
| Personal Liability | RM200000 |
| Personal Effect | RM300 |
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Kidnap Benefits |
RM5000 RM25000 |
| No Claims Renewal Bones | 10% yearly up to 50% of original Principal Sum |
| Double Indemnity | 200% of principal Sum Insured |
This PA insurance premium vary from RM68 up to RM1426. Contact me for information of your budget.
* Add RM10 of stamp duty
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16/9/2007 contact : keith lum insurance agent hp/ sms: 016 2721821 email / msn: [email protected] |