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Not only
Accidental Death, Permanent Disablement, Medical Expenses, this policy
has more to explore which are not normally available in other personal
accident plans: -
Infertility
A lump sum of up to RM40,000 is paid upon certification that you
are unable to conceive permanently due to accidental causes
within 12 months from the date of accident.
Facial & Dental Care
Reimbursement of up to RM10,000 for any facial and dental (neck
and above) reconstructive surgery resulting from an accident (including
acidic assault).
Skin Grafting Due to Burns
Reimbursement of up to RM10,000 for skin grafting due to
accident burns which result in full thickness skin destruction of at
least 5% of the body surface area.
Maternal Risks
Lump sum of up to RM40,000 is paid upon death directly resulting
from pregnancy complications (Disseminated Intravascular Coagulation,
Still Birth after 195 days of pregnancy and Ectopic Pregnancy),
miscarriage and/or complications of childbirth.
Invasive Cancer
Cash allowance of up to RM10,000 is paid upon diagnosis of
malignant breast, cervix, uterus, ovary, fallopian tube and
vagina/vulva.
HIV
Cash allowance of up to RM10,000 is paid upon diagnosis of the
infection with the Human Immunodeficiency Virus (HIV) occurring
within 12 months from the date of the following events -
1 - Blood transfusion
2 - Transfusion with blood products
3 - Organ transplant
Assisted reproductive techniques
Compassionate Care (Optional) with extra premium of your
child, see next left corner info.
You can opt to cover your legitimate child
against Accidental Death or Permanent Disablement. You only need
to pay for the coverage and all children are covered.
Other benefits include: -
Medical Expenses
Also reimburse medical report for accidental claims.
Chiropractic, Osteopathic, Naturopathy, Sinseh & Acupuncture treatment -
RM30 per visit & RM300 per accident.No
Claim Renewal Bonus
Accidental Death or Permanent Disablement increment from 10%
yearly up to 50% of the original principal sum insured, provided no
claim has been made during the year.
Double Indemnity When Travelling
on Public Transport
Benefit for Accidental Death, Permanent Loss of Two Limbs, Total
Paralysis, Total Loss of Sight, is automatically doubled. Such
benefit is inclusive of the renewal bonus, if any, which can be
as high as RM600,000.
Breavement Allowance
In addition to all other payments, a lump sum of up to RM5,000
is paid for accidental death for the purpose of funeral arrangement.
Hospital Income
A daily cash allowance of up to RM100 is paid for the period
when you are confined in a hospital for treatment due to an accident, up
to a maximum of 365 days. |
