Client: Hardesty, Tyde, Green & Ashton
Copyright 2008 Hardesty, Tyde, Green & Ashton
Questions About Car Accidents
In Jacksonville, Florida
What should I do immediately after an accident?
There are certain actions you must take right after you have been involved in an accident. These include:
� Do not refuse any medical treatment at the scene or after. See a doctor immediately. Some injuries do not manifest themselves right away. You may find yourself suffering from an injury after a month has passed. You will be covered if you agreed to medical care at the time of the accident.
� Do not accept any responsibility unless you are absolutely certain of everything that happened.
� Call the police to have an accident report generated as soon as possible.
� Notify your insurance company and fill out a claim. Keep a copy for your records.
� Take pictures of any damages to your property or your body. It also helps to have pictures of the surroundings at the scene of the accident.
� Contact an attorney and find out what your rights and responsibilities are.
What is considered a serious injury under the No-Fault law?
Serious impairments under the No-Fault Law are defined as an impairment of an important bodily function that affects the person�s ability to lead a normal life. The deciding party as to whether your injury reaches this required level of severity will be a judge.
How long do I have to file a lawsuit against an at-fault driver?
The victim of an automobile accident has up to three years from the time of the accident to file a claim against an at-fault driver.
How soon do I need to notify my insurance company following an accident?
It is important that you notify your insurance company immediately after being involved in an accident. You should contact them by telephone to explain the incident. You should also fill out a written claim with your insurance carrier as soon as you have all of the facts. Keep a copy of the claim for your own records. Your claim should include:
� Medical costs
� Property damages
� Wage losses
� Any costs directly related to the accident
What if my own insurance company refuses to pay for my damages?
If your own insurance company unjustifiably refuses to pay your damages, then you are entitled to sue them for breach of contract. If the court decides in your favor, the insurance company must pay all of your damages, including your attorney fees and expenses relating to the suit.
To learn more about car accidents in Jacksonville or anywhere in Florida, please contact the law offices of Hardesty, Tyde, Green and Ashton, P.A. today.