<?xml version="1.0" encoding="iso-8859-1"?>
<rootNode>
	<!-- admin section -->
	<admin>
		<state label="CA"/>
		<state label="CT"/>
		<state label="MA"/>
		<state label="NJ"/>
		<state label="NY"/>
		<state label="TX"/>
	
		<breed label="Boxer"/>
		<breed label="Chow Mix"/>
		<breed label="Doberman"/>
		<breed label="Golden Retriever"/>
		<breed label="Great Dane"/>
		<breed label="Labrador"/>
		<breed label="Pit Bull"/>	
		<breed label="Presna Canario"/>
		<breed label="Rottweiler"/>
		<breed label="Shepard"/>
		<breed label="St. Benard"/>
		<breed label="Terrier"/>
		<breed label="all others"/>
	</admin>
	
	<!-- transaction section -->
	<transaction>
		<agencyCode state="NJ" label="5502360"/>
		<agencyCode state="NJ" label="5502361"/>
	
		<ratingCompany label="Hanover"/>
		<ratingCompany label="Mass Bay"/>
		<ratingCompany label="Citizens"/>
	
		<policyTerm data="1" label="12 months"/>
		<policyTerm data="2" label="24 months"/>
	</transaction>
	
	<!-- dwelling section -->
	<dwelling>
		<homeUsage data="-1000" label="Primary"/>
		<homeUsage data="5000" label="Secondary"/>
		<homeUsage data="7000" label="Seasonal"/>
		
		<policyForm data="300" label="Form A"/>
		<policyForm data="600" label="Form B"/>
		
		<replacementCost data="0.05" label="$50,000 - 100,000"/>
		<replacementCost data="0.10" label="$100,001 - 200,000"/>
		<replacementCost data="0.20" label="$200,001 - 300,000"/>
		<replacementCost data="0.30" label="$300,001 - 400,000"/>
		<replacementCost data="0.40" label="$400,001 - 500,000"/>
		<replacementCost data="0.50" label="$500,001+"/>
		
		<coverage data="0" label="0%"/>
		<coverage data="50" label="50%"/>
		<coverage data="100" label="100%"/> 
		
		<liabilityLimit data="400" label="$50,000"/>
		<liabilityLimit data="600" label="$100,000"/>
		
		<medicalLimit data="300" label="$1,000"/>
		<medicalLimit data="450" label="$2,500"/>
		<medicalLimit data="600" label="$5,000"/>
		
		<deductible data="100" label="$100"/>
		<deductible data="250" label="$250"/>
		<deductible data="500" label="$500"/>
		<deductible data="750" label="$1,000"/>
		
		<protectionClass data="10" label="Class 2"/>
		<protectionClass data="10" label="Class 1"/>
		
		<constructionYear data="1000" label="Before 1800"/>
		<constructionYear data="1000" label="Before 1900"/>
		<constructionYear data="1000" label="Before 1950"/>
		
		<constructionType data="200" label="Brick"/>
		<constructionType data="200" label="Wood"/>
				
		<personalLimit data="500" label="$10000"/>
		<personalLimit data="1500" label="$100000"/>
		<personalLimit data="2500" label="$1000000"/>
				
		<protectionClass data="500" label="Class 1"/>
		<protectionClass data="1000" label="Class 2"/>
		<protectionClass data="1500" label="Class 3"/>
		
		<distanceToHydrant data="200" label="1/2 mile"/>
		<distanceToHydrant data="200" label="1 mile"/>
		
		<distanceToStation data="500" label="20 miles"/>
		<distanceToStation data="500" label="30 miles"/>
		
		<unitQuantity label="2-5 units"/>
		<unitQuantity label="6-10 units"/>
		<unitQuantity label="11-15 units"/>
		<unitQuantity label="16-20 units"/>
		<unitQuantity label="21+ units"/>
	</dwelling>
	
	<!-- additional info section -->
	<additionalInfo>
		<hasSmokers data="250"/>
		
		<hasTrampoline data="300"/>
		
		<hasBusiness data="300"/>
		
		<hasApprovedRoof data="300"/>
		
		<hasHotTub data="300"/>
		
		<isInHazardArea data="300"/>
		
		<isOccupiedDaily data="400"/>
		
		<isUnderConstruction data="300"/>
		
		<dwellingCategory data="300" label="Single Family"/>
		<dwellingCategory data="300" label="Duplex"/>
		<dwellingCategory data="300" label="Multi Family"/>
		<dwellingCategory data="300" label="Condo"/>
	</additionalInfo>
	
	<!-- billing section -->
	<billing>
		<billingOption label="automatic payment withdrawal"/>
		<billingOption label="online payment"/>
		<billingOption label="bill customer"/>
		
		<billingFrequency label="monthly"/>
		<billingFrequency label="quarterly"/>
		<billingFrequency label="paid-in-full"/>
		
		<renewalOption label="email notification"/>
		<renewalOption label="phone notification"/>
		<renewalOption label="no notification"/>
		
		<renewalFrequency label="automatic renewal"/>
		<renewalFrequency label="no renewal"/>
		
		<premium data="50" label="$50"/>
		<premium data="100" label="$100"/>
		<premium data="150" label="$150"/>
		<premium data="200" label="$200"/>
	</billing>
</rootNode>