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A lawyer and an engineer were fishing in the Caribbean. The
lawyer said, "I am here because my house burned down and
everything I owned was burned. The insurance company paid
for everything."
"That is quite a coincidence," said the engineer, "I am here
because my house and all my belongings were destroyed by a
flood, and my insurance company also paid for everything."
The lawyer looked somewhat confused and asked,
"how do you start a flood?"
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