INVEST ON YOURSELF IS NEVER A BAD IDEA. AS LONG AS YOU KNOW WHEN AND WHERE TO GO.
IN THE PAST A COUPLE OF MONTHS, I SPENT HOURS ONLINE DOING BASICALLY NOTHING EVERYDAY. AND THE ONLY THING TURNED OUT TO BE THE OUTPUT IS CONSUMPTION.
BETTING COULD BE AN INVESTMENT, SINCE EACH OF THE PARTICIPATOR KNOWS EXACTLY WHERE THINGS WOULD LEAD THEM TO. INVESTING ON VARIOUS SOURSES WOULD DIVERSIFY YOUR STRENGTH, ALSO YOUR RISK. WHEN YOU ARE INVESTING WITH YOUR MONEY, DO MAKE IT DIVERSIFIED EVEN YOU SEEMS TO HAVE EXPERTIES TO FIND A BETTER WAY OUT, I GUESS THE SAME PRINCIPLE WORKS FOR YOURSELF.
WHAT DO I HAVE TO INVEST ON MYSELF?
I'M LESS THAN 23. I HAVE 8 YEARS, 25 YEARS, 50 YEARS TO INVEST ON DIFFERENT PRODUCTS.
STARTING EARLY, I PUT 0.2 YEAR FOR EACH YEAR INTO ROTH, 0.6 INTO VUL AND THE REST OF THE TIME INTO THE FIRST MARKET.
LATER I GOT A JOB, THEN 0.2 FROM VUL GOES INTO 401K, EVEN 529. WHETHER TO HAVE 529 DEPENDS PARTLY ON ME, PARTLY ON THE SIGNIFICANT OTHER OF MINE, THE NEXT QUESTION.
WHEN SHOULD WE HAVE OUR FIRST KID?
SHOULD BE AROUND 30, PRACTICALLY SPEAKING. I DON'T WANT HER TO OVER COME TOO MUCH TROUBLE EVEN IF IT'S NOT THE BEST TIME TO HAVE A KID. LIKE THE OLD SAYING GOES, BETTERS AHEAD. BETTERS ARE ALWAYS AHEAD. HOW CAN YOU EVER EXPECT TO GET THE GLOBAL MAXIMUM EVEN WITHOUT KNOWING THE ENTIRE LENGTH? THE SAME RULE WORKS FOR FINDING SOME ONE FOR ME, I GUESS IT'S THE BEST TIME, REASON? ---AS IT IS, THAT ALL ABOUT.
SHALL I START MY OWN BUSINESS?
EMPLOYING YOURSELF IS RISKY, BUT FUN. I THINK I'LL MANAGE TO GET TO THAT STEP SOONER OR LATER. ALTHOUGH THE FACTOR MY FAMILY LEFT IN ME IS NOT TYPICALLY GOOD BUSINESSMAN, I GUESS I WOULD TRY TO LEARN SOMEHOW. I CAN DO EXCELLENT FOLLOWING CENTAIN RULES, SO CAN I FOLLOW THE RULES MADE BY MYSELF, RIGHT?
SHOULD I BRING THEM HERE?
IT'S BEEN A STRUGGLE. THOUSANDS OF CHINESE SCHOLARS TRIED TO BRING THEIR PARENTS TO THE STATES AND HOPE THEM WOULD LIVE A BETTER LIFE. PHYSICALLY THEY DID, BUT MENTALLY NOT AT ALL. NO NEED TO EXPLAIN, BUT I'M THINKING IF I SHOULD BE ON THE MORE POSITIVE SIDE OF THIS. IF WE SHOULD POSITION OURSELVES AS THE ENDEAVORS IN THE ERA AND CHANGE THE SOCIAL STRUCTURE WITH OUR TINY POWER.
WHY DO WE ASSUME WE CAN'T BE SOME ONE SIGNIFICANT?
IT'S ALL ABOUT INVESTMENT, LIVING A LIFE IS ABOUT INVESTING ON YOURSELF. YOU GOT TO DISTRIBUTE IN A CERTAIN EXTENT, BUT TOO MUCH WOULD DISTRIBUTE YOURSELF AND HENCE RUIN ANY OF YOUR CAREER.
WHEN OLD GENERATION ARE PASSING AWAY, THESE LITTLE CONSIDERATION WOULD BE SOMETHING NOTHING IN FRONT OF THEIR MIND AND SOUL. BUT I'LL STILL BE GLAD TO SACRAFICE THEM TO MY BELOVED GRANDS.
