READ THESE GUIDELINES FOR INO SITE AND FORUM USE - Click Agreement Statement Below
Copyright 2003 - 2006 Insurance Network Organization. All rights reserved.The contents of all materials on this Internet site are copyrighted by the Insurance Network Orgainzation (INO) unless otherwise indicated. Copyright is not claimed as to any part of an original work prepared by newswires or other contributors who own copyrights to their original contributions.
All rights are reserved by INO and content may not be reproduced, disseminated, published, or transferred, in any form or by any means, except with the prior written permission of INO. Copyright infringement is a violation of federal law subject to criminal and civil penalties. INO, Insurance Network Organization, INO VOICES Trademark 2003 - 2006.
INO does not represent, warrant or endorse the accuracy or reliability of any information displayed, uploaded, downloaded or distributed through Insurance Network Organization by any user, or any other person or entity.
Some of the information contained herein is provided to INO by other organizations. While INO makes every effort to present accurate and reliable information on this Internet site, INO does not endorse or guarantee the accuracy of such information. Use of such information is voluntary. Reference herein to any specific commercial product, process or service does not constitute or imply endorsement or recommendation by INO.
The INO Internet site contains "links" to other Internet addresses containing information created, published, maintained, or otherwise posted by other organizations not affiliated with INO. INO does not endorse or guarantee the accuracy in these external web pages. Use of any information obtained from such addresses is voluntary. Reference therein to any specific commercial product, process or service does not constitute or imply endorsement by INO.
INO is not responsible for and expressly disclaims all liability for damages of any kind resulting from the use of the contents and information herein, or for the use of the information obtained at "linked" Internet sites.
You may create Web links to INO's Affiliates pages with the express permission of INO. However, you may not use the INO logo to create such link without the prior written permission of the Insurance Network Organization.
INO members have access to a comprehensive member benefits program of savings and value-added offerings. Members receive discounts on publications, products and services from INO Affiliates, Sponsors, and Partners.
These benefits, publications, products or services are provided with the understanding that the Insurance Network Organization is not engaged in rendering legal or other professional services.
Individual discussion areas may have additional rules and regulations specific to the subject matter being covered in the discussion area. These rules and regulations will be posted at the discussion area. You agree to abide by the rules and regulations of individual discussion areas in which you participate.
You agree not to impersonate any other person in your postings to a discussion area linked to INO or administered by INO.
You agree not to post any advertising, promotional or other type of solicitation except in those areas where such postings may be specifically authorized.
You agree not to post any defamatory, libelous, vulgar, sexual explicit, or obscene messages or comments to a discussion area. All comments and messages posted to a discussion area linked to or administered by INO will reflect the professionalism of our industry.
INO may, with or without notice, and at the sole discretion of INO, establish, discontinue and/or delete any or all "discussion areas." You agree that if you participate in a "discussion area" (post or read a message or comment at the discussion area) you will abide by the rules and regulations governing discussion area as hereinafter setforth.
If you post a messsage or comment at a discussion area, you agree to indemnify and hold INO harmless from any and all liability, damages or expenses whatsoever due, directly or indirectly, to any cause of action arising out of the message or comment posted by you.
INO is authorized, but not obligated, to reproduce and distribute copies of all comments and messages posted to a discussion area. INO reserves the right, but does not assume a duty to any party, to delete from any discussion area any comment or message which INO determines, in its sole discretion, does not comply with these rules and regulations.
In addition,you agree to use discussion areas linked to or administered by INO only for lawful purposes and not to post any unlawful message or comment or in any other way use the INSURANCE NETWORK ORGANIZATION so as to violate any local, state, or national law.