TORTILLA SOUP

1 lb ground sirloin, browned
1/4 cup chopped onion
salt and pepper to taste
1 package hidden valley ranch dressing mix
1 package taco seasoning
1 cup water (instead of water use 2 cans ro-tel tomatos)
1-2 cans ro-tel tomatos
15 oz can tomato sauce
15 oz can pinto beans
15 oz can pinto beans
15 oz can navy beans

Mix all of the ingredients in a crockpot. Set on low in the morning and its ready at dinner. Serve over tortilla chips and top with shredded cheddar cheese.