| Assume Control of your Creditors |
| Debt Planning "Why You Should Consider The Benefits" |
| Step 1 |
| Review the Facts and take action! Following Debt Planning, the first of 4 simple steps, could save your familiy thousands of dollars on your current and future debt expenses. Along with everything else in the world, the rules for Credit, Finance, and Debt are changing, and no one knows this better than your current creditors. To assume control, a definitive plan is necessary. Without a plan your destination will always be unclear -- and you will just end up wherever the financial winds blow you. Don't let your creditors continue to take you for a ride. Take Action Now! WHAT DOES FINANCIAL FREEDOM MEAN TO YOU? Start by asking yourself this question. To you, does Financial Freedom mean working more and spending less time with family and friends -- stretching your last dollar until your next paycheck -- deciding what to argue with your loved ones about next, OR does it mean just the opposite? If it's the opposite, "WHAT'S HOLDING YOU BACK?" Many Americans desperately desire financial independence; working 2 or 3 jobs and even having a business on the side just to try and make ends meet! But without a comprehensive plan, and the proper know-how, they can never seem to get ahead. THE WAY LIFE IS SUPPOSED TO WORK: In our younger years, we create most of our debt. We live from paycheck to paycheck, don't have proper insurance coverage's, have no emergency fund, credit cards are usually maxed out, and we're usually living on wants instead of needs. When retirement draws near, we need cash. Our debts, mortgage included, need to be paid off, insurances in place, retirement plan in place, and we need to be living a life of leisure. Unfortunately, many families wait until it's too late or never seem to find the right program to fit their specific need. THE SOLUTION: The only way to stay ahead of your creditors, maximize your savings, and build your family's financial security is by first creating a prudent debt plan. Though prudent, your plan should be simple, easy to follow, and offer you choices. Debt Planning is the solution. Unlike debt management, debt planning is a proactive approach for debt elimination, often referred to as a "Financial Diet." Debt planning significantly differs from debt management because your creditors are never contacted to negotiate balances or reduce monthly payments. Furthermore, your credit score will not be adversely affected as with debt management, which is usually preceived in a similar manner to bankruptcy on your credit. Debt Planning starts by making sense out of your current debt load. Each debt will be leveraged one against the other, taking into account -- balances, interest rates, and monthly payments. From there, an accelerated payoff plan we call the "Debt Excelerator Action Plan" will be generated. The "Debt Excelerator" is a Scientifically Structured, Pre-Packaged Discipline that uses mathematical progression to accelerate your debt payoff. This plan will be your personal coach and road map for maximizing your savings and minimizing your time in debt. Here's A Typical Client: Mr. Sure (not actual name) wanted to do a cash-out refinance on his home so he could install a new deck and purchase some new tools. After reviewing Mr. Sure's information it was found that he had, in addition to his mortgage, 5 credit cards, a personal loan, and an auto note. It was also found that he had NO Emergency Fund, NO Insurance (Life), and minimal Retirement Savings. By consulting a loan officer, certified in debt planning, Mr. Sure was able to see and make sense of his "total debt load." In addition to that, he was also made aware of his financial service shortfalls and the drastic affect each would have on his family in the event of an untimely occurence. This is important information that you may never receive when consulting a typical loan officer or financial service professional. Mr. Sure's Choice with Debt Planning: After discussing the shortfalls and different possible options, Mr. Sure's final Choice looked like this: (Although Insurance, Retirement, and Emergency Fund products were added at the given monthly payments, they have been left to their prospective guides in this 4 step process.) |
| By following a uniquely designed debt plan, Mr. Sure will pay his new 30 year mortgage and all other debts off in 10yrs. 9mo. In addition, he's now properly insured, has an emergency fund to cover unexpected occurrences, and increased his retirement savings. Which plan would you rather pay? RED or GREEN? |
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| Again, "WHAT'S HOLDING YOU BACK?" For the first time ever, a uniquely designed and patent program is helping families reach financial freedom sooner than ever imagined. There are NO misleading seminars to attend and NOopen ended books to purchase that only leaves you further in debt and frustrated about your financial future. This is a Pre-Packaged discipline that does the work for you. Simply: 1. Collect your most current billing statements. 2. Call xxx-xxx-xxxx, or Click on the "Action Plan" link. 3. Enter your information and make the choice, RED or GREEN! |