El Paso United, Realtors

GEORGE JABALI        Residential & Commercial Real Estate     E-Mail: [email protected]

Member: Greater El Paso Association of Realtors, MLS, National & Texas Association of Realtors, Commercial Investment Division

   *Licensed by the Texas Real Estate Commission * TREC Approved Real Estate Instructor * Degreed in Residential Real Estate

Real Estate & Mortgage Services Texas & New Mexico                                                 www.georgejabali.com

 

Top 5 First Time Home Buyer Mistakes

Presented by: George Jabali, Broker  915.581.5959

First time home buyers need to be aware of the traps that could derail their quest for that special place they can call home.

1. Don't buy a home you can't afford.  Get pre-approved by a mortgage broker and find out how much you can qualify for and what price range you should be looking in. Don't go overboard and choose a monthly loan payment within your budget.

2. Decide to rent vs. own home. Stop paying your landlord. Home prices and interest rates are rising and you could be losing thousands of dollars in tax deductions and equity.

3. Buying wrong size home. Check out floor plan for space and function ability. Plan for changes in lifestyle such as marriage and you may option for 2nd bedroom. Think ahead.

4. Do not pass on a good home because it isn't perfect. Make a wish list of features and prioritize which ones are really important to you such as a neighborhood, parking space, room size, etc. Be specific about what you want and really need.

5. Choose wrong mortgage. There are 0-5% down payment options and you may not want a 30 year fixed if you will be living in home 7 years or less. A five year adjustable rate mortgage may suit your financial needs and save you money.

 

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