BODY
{
    background-image: url(file:///C|/WINDOWS/Desktop/TEST/back-marble.jpg);
    BACKGROUND-COLOR: ivory;
}
DIV.body
{
    background-image: url(file:///C|/WINDOWS/Desktop/TEST/grit3.jpg);
    FONT-FAMILY: "arial";
    FONT-SIZE: 11pt;
    margin-right: 0;
    padding-left: 1%;
    padding-right: 1%;
    padding-top: 1%;
    padding-bottom: 1%;
}
DIV.body BLOCKQUOTE
{
    background-image: url(file:///C|/WINDOWS/Desktop/TEST/grit.gif);
    FONT-FAMILY: "courier";
    FONT-STYLE: normal;
    FONT-SIZE: 9pt;
    margin-right: 0;
    PADDING-BOTTOM: 1%;
    PADDING-TOP: 1%;
    padding-left: 1%;
    padding-right: 1%;
}