The Secure Transaction Internet Commerce Server ("STICS" Protocol ) Network.
Automated, Secure, On-Line, Real-Time Comprehensive Payment Intake Transaction Processing Value-Added Network.

Services

  automates and integrates the Web order intake process into the actual payment intake of:

1.  CREDIT CARDS --- VISA / MasterCard / AMEX / Discover -- on-line, real-time: authorizations (Address Verification and Age Verification ), Customer and Merchant e-mail confirmations, processing, host-based, auto-release settlement and e-mail report back to Merchant and Customer.

2.  ELECTRONIC CHECKS --- Electronic Funds Transfer (EFT)  Internet e-Check ^TM -- on-line real-time: user entered data scrubbing with address lookup databases, user authentication, checking account accuracy, checking account verification by filtering through the Shared Check Authorization Network (SCAN) checking account negative history files database (56.5 million records) and proprietary checking account activity databases, Customer and Merchant e-mail confirmations, processing, Automated Clearing House (ACH) host-based, auto-release direct bank debiting and creditingsettlement and instantaneous e-mail report back to Merchant and Customer.

3.  MICROPAYMENT SYSTEMS ---  Personal Identification Number (PIN) Generation,  Issuance and Tracking  --- on-line real-time:  user entered data scrubbing with address lookup databases  with diminution of the values assigned according to parameters set by the Merchant  for either a fixed date expiration or value diminution per use.

Transaction Policies
is a VERISIGN � Registered state-of-the-art Secure Socket Layer (SSL) encryption Value Added Network (VAN) that will supplement any browser platform’s security with its proprietary technology.

  securely processes all financial transaction data via secure communications channels. NO credit card and NO checking account information traverses the Internet except in a state-of-the-art advanced encrypted format.

protects the privacy of its users and DOES NOT DISCLOSE  any financial transactional information or the identity of its users with third parties (except where expressly authorized to do so).

Key Benefits

eliminates manual keyed in data entry, intensive monitoring and human labor by the Merchant for completely automated order intake and payment intake processing.

seamlessly links and integrates into Web order pages hosted anywhere, by any commercial or proprietary Internet hosting service and on any Internet Service Provider (ISP) platform (UNIX, NT, Sun, etc.) with three (3) easy to install integration templates.

can provide a Web order shopping cart, the required software, the actual programming and/or secure order page(s) hosting.

  is essential for merchandising in real-time, on-line either "Pay-Per-View" passcode enabled Intranet access, dynamically generated Web pages or for instantaneous downloading of images, software or documents.