William Ballard
William was born in 1867 in London and was the son of James and Eliza Ballard.  On the 1881 Census he lived at 13 Heathfield Place, Lambeth, Surrey.  I couldn't find him on the 1891 census but he may be the William Ballard who appears on the 1901 Census aged 34 and working as a solicitors clerk.. 
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