Cybermoola Payment Technology | Back to Top Page
Cybermoola’s payment system is a Internet technology that enables partner Web Merchants to accept Cybermoola with no system integration effort. Invoked at the point of payment, the Cybermoola payment server enables a web store to communicate directly with Cybermoola to process real-time purchase authorizations for any customer paying with Cybermoola.
At the point of
payment a program within the Cybermoola (CM) payment system is once invoked, the
CM system processes the order and auto-fills the merchant’s billing screen(s)
with the required information.
At the merchant’s point of payment in the checkout process, the customer choosing Cybermoola as their payment option invokes the program. The program, called from the Cybermoola server, retrieves the required purchase information from the actual merchant screens (for example, total purchase amount and session ID). The customer enters their Cybermoola account information to access their funds (username and password) and submits the order. The Cybermoola system processes the transaction by checking the customer's account information and available balance. If approved, the program populates the merchant payment forms and submits them to the web merchant system on behalf of the customer. The customer advances to the normal purchase summary screen. If the customer's information does not permit payment with Cybermoola, an alert message is presented and the customer can either try again, or opt to try another payment method.