THEATRE INSURANCE PROGRAM AT A GLANCE
 

Our theatre insurance program was created by Daniel Castle in 1990 to provide insurance
specifically tailored to the needs of community theatres in Michigan.  It has since expanded to
all 50 states. Our theatre insurance program allows your theatre group to design their
own insurance portfolio by selecting from any combination of the following types of
insurance  coverage.  Articles that explain in further detail about some of the
topics listed below are available elsewhere on this website location..
 

_* PROPERTY/GENERAL LIABILITY *_

 Often called a package policy, this should be your starting point. This policy will provide your
general liability insurance. If you choose, it could also provide liquor liability and automobile
liability and/or lessors risk. It will also provide just about any kind of property insurance you may
need: for your building; coverage of theatrical properties such as lights, sets, costumes; box office
theft, systems breakdown, loss of income, personal property, employee dishonesty, etc.
 

_*_UMBRELLA LIABILITY_*_

 The package policy summarized above provides your General Liability coverage.
Simply ask for additional coverage available through an Umbrella policy if
your group needs more coverage that is both deeper and broader.
Available in $1,000,000. increments
 

_*_VOLUNTEER ACCIDENT MEDICAL_*_

This inexpensive insurance covers accidental injury to unpaid members/volunteers of your
organization. This inexpensive, optional coverage allows you to pay simple medical expenses
for volunteerinjuries without such claims becoming part of your group's loss record.
Cannot be used to cover anyone who gets paid; salary, stipend, honorarium. etc.
Not a monoline option.  Can only be purchased in addition to a package policy.
 

_*_DIRECTORS & OFFICERS LIABILITY_*_

 Important liability protection for those volunteers who serve as officers, board members,
committee chairpersons, etc. Commonly called D&O insurance.
 

* OTHER COVERAGE OPTIONS    *

Workers Compensation, Commercial Auto, Liquor Liability, Builders Risk, Electronic
Data Processing [computers], Loss of Income, Lessors Risk, Theft, Employee Dishonesty
 

_*_PCI SERVICES_*_

At no cost to our clients, we provide Additional Insured Certificates, we can assist you in
reviewing insurance requirements for your leases/contracts, we can advise you regarding Hold
Harmless agreements, we can advise you regarding Builders Risk insurance if you are initiating a
renovation project, we candies you regarding your current insurance coverage,
as well as many other no-cost advisory services.
 
 

_*_MAKING CONTACT_*_

With our toll free number (800-259-6720), e-mail and other contact options,
you can reach us 24 hours a day.