| The Debt Breakdown |
 |
| $ |
| ACCOUNTS |
| AMOUNT OWED |
| APR |
| Citizens Bank - Car Loan *I am two and a half years into the 5 year loan. |
| $5165 |
| 8.99% |
| Personal Loan * This is a personal loan that payed off credit card debt that was high interest. Original amount of $10,000 |
| $6860 |
| 8% |
| MBNA America - Credit Card *This is my major roadblock. I was late on a payment and APR skrocketed from 4.9% to 29% in one cycle. This is the monster I need to tame. |
| $2874 |
| 18% |
| Smaller Accounts: |
| Macy's |
| $2276 |
| 22% |
| Capital One |
| Household Bank |
| Seamans Furniture |
| $483 |
| $467 |
| $1483 |
| 8.9% |
| 1.9% |
| 0% |
 |
| Discover Card I am using this card as a balance transfer account. |
| $3046 |
| 9.9% |