Family Credit Counseling

The credit laws do allow you to request a reinvestigation of information in your file that you dispute as inaccurate or incomplete. You may choose to do this yourself or employ the help of a legal credit repair company. If you are heavily in debt, you may also want to consider a debt elimination or consolidation plan with the help of a professional.

If you can't solve your credit issues by yourself or you want additional help, you can contact a credit counseling service. There are non-profit companies in every state that help people in debt.

Counselors try to negotiate payment plans that are acceptable to you and your creditors. They also can help you work at a new household budget. Family Credit Counseling - there is help out there.

Credit card fraud is rampant with the advent of the Internet. Not only do people now have to contend with mountains of debt, but there are also thousands of scams out there designed to steal your money. Among them is identity theft. Be sure to keep accurate records of your accounts, view your credit report periodically, and make sure to keep information as private as possible.

That is why there are so many credit repair and debt consolidation companies today. There is too much easy credit, loans with high interest rates, and fraudulent individuals and companies. Look into family credit counseling some more.

Identity Theft - Government web site to help with this growing problem.