PIPS Introduction

Investment Plans

The PIPS Investment Plans provide members with total flexibility and control over their withdrawable income and investment growth.

Plans can be changed at anytime in increments of 10%

On joining the default plan of 50 – 50% is applied.

Investment Plans:

Re-invest	Withdrawal
100%	0%
90%	10%
80%	20%
70%	30%
60%	40%
50%	50%
40%	60%
30%	70%
20%	80%
10%	90%
0%	100%

The PIPS Investment Plans determine the amount of ROI that automatically re-invested (compounding) and the amount that is withdrawable income.

Examples:

The 50 – 50% plan means that 50% of the ROI goes into the members re-investment pool and 50% goes into the members withdrawable funds each Trading Day.
A 70 – 30% Plan will allocate 70% for re-investment and 30% for withdrawal.
A 40 – 60% Plan will allocate 40% for re-investment and 30% for withdrawal.
Once a members re-investment pool has grown to more than US$25 the system automatically re-invests the funds in units of $25 each.

The real advantage of the investment plans is that members can determine what monthly income they wish to withdraw and then set their plan accordingly.

Because the plans can be changed daily members can cover those unexpected expenses by simply reducing the re-investment percentage and increasing their withdrawable funds.

The PIPS simulator on the website provides an indication of what returns can be achieved over a 2 year period, enabling members to set their plans to what they want to achieve in monthly income.

Members also have the option to add additional investments at anytime.

WARNING NOTICE

Although PIPS manage the risks, there are still risks involved in any investment. Investments can go down as well as up and you could lose your investment.

Members should ALWAYS assess their financial situation before investing.

DO NOT invest funds that will adversely affect YOUR LIFE if the investment goes down and money is lost.