| 1. | Marry the right person. This one decision will determine 90% of your happiness or misery. |
| 2. | Work at something you enjoy and that's worthy of your time and talent. |
| 3. | Give people more than they expect and do it cheerfully. |
| 4. | Become the most positive and enthusiastic person you know. |
| 5. | Be forgiving of yourself and others. |
| 6. | Be generous. |
| 7. | Have a grateful heart. |
| 8. | Persistence, persistence, persistence. |
| 9. | Discipline yourself to save money on even the most modest salary. |
| 10. | Treat everyone you meet like you want to be treated. |
| 11. | Commit yourself to constant improvement. |
| 12. | Commit yourself to quality. |
| 13. | Understand that happiness is not based on possessions, power or prestige, but on relationships with people you love and respect. |
| 14. | Be loyal. |
| 15. | Be honest. |
| 16. | Be a self-starter. |
| 17. | Be decisive even if it means you'll sometimes be wrong. |
| 18. | Stop blaming others. Take responsibility for every area of your life. |
| 19. | Be bold and courageous. When you look back on your life, you'll regret the things you didn't do more than the ones you did. |
| 20. | Take good care of those you love. |
| 21. | Don't do anything that wouldn't make your Mom proud. |