Second Division North

NK Belisce
Ground Capacity: 5000 – 1500 seated
Balance at Start of Game: £11,953
Sponsorship Deal: £26.75k per season – ends 2003
Training Facilities: Good facilities
Board Expectations: Achieve a safe mid-table position

NK Cakovec
Ground Capacity: 8700 – 1200 seated
Balance at Start of Game: -£451,589
Sponsorship Deal: £28.75k per season – ends 2003
Training Facilities: Good facilities
Board Expectations: Win the Second Division North

NK Dilj
Ground Capacity: 4000
Balance at Start of Game: £0
Sponsorship Deal: £20.75k per season – ends 2005
Training Facilities: Good facilities
Board Expectations: Fight bravely against relegation

NK Graficar Vodovod
Ground Capacity: 35000
Balance at Start of Game: £2,186
Sponsorship Deal: £22.75k per season – ends 2003
Training Facilities: Good facilities
Board Expectations: Invest in new players and start rebuilding the team

NK Koprivnica
Ground Capacity: 6000 – 3054 seated
Balance at Start of Game: £2.226
Sponsorship Deal: £22.75k per season – ends 2004
Training Facilities: 6000 – 3054 seated
Board Expectations: Fight bravely against relegation

NK Marsonia
Ground Capacity: 12000 – 600 seated
Balance at Start of Game: £16,199
Sponsorship Deal: £28.75k per season – ends 2003
Training Facilities: Adequate facilities
Board Expectations: Win the Second Division North

NK Metalac Ground Capacity: 4000 – 500 seated
Balance at Start of Game: £5,958
Sponsorship Deal: £24.75k per season – ends 2005
Training Facilities: Good facilities
Board Expectations: Achieve a safe mid-table position

NK Omladinac
Ground Capacity: 1500
Balance at Start of Game: £2,159
Sponsorship Deal: £22.75k per season – ends 2003
Training Facilities: Need major investment
Board Expectations: Fight bravely against relegation

NK Podravac
Ground Capacity: 1500
Balance at Start of Game: £0
Sponsorship Deal: £20.75k per season – ends 2004
Training Facilities: Need some investment
Board Expectations: Fight bravely against relegation

NK Sloga
Ground Capacity: 3000
Balance at Start of Game: £2,206
Sponsorship Deal: £22.75k per season – ends 2003
Training Facilities: Adequate facilities
Board Expectations: Fight bravely against relegation

NK Valpovska Satnica
Ground Capacity: 2000
Balance at Start of Game: -£135,518
Sponsorship Deal: £18.75k per season – ends 2005
Training Facilities: Good facilities
Board Expectations: Fight bravely against relegation

HNK Vukovar ‘91
Ground Capacity: 8000
Balance at Start of Game: £10,492
Sponsorship Deal: £26.75k per season – ends 2004
Training Facilities: Need some investment
Board Expectations: Achieve a safe mid-table position

Second Division South

NK GOSK
Ground Capacity: 1000
Balance at Start of Game: £2,564
Sponsorship Deal: £22.75k per season – ends 2004
Training Facilities: Awful facilities
Board Expectations: Fight bravely against relegation

NK Hrvatski Dragovoljac
Ground Capacity: 4500 – 2500 seated
Balance at Start of Game: £11,529
Sponsorship Deal: £26.75k per season – ends 2003
Training Facilities: Need some investment
Board Expectations: Win the Second Division South

NK INKER
Ground Capacity: 15000
Balance at Start of Game: £4,659
Sponsorship Deal: £24.75k per season – ends 2003
Training Facilities: Good facilities
Board Expectations: Fight bravely against relegation

NK Imotski
Ground Capacity: 2000
Balance at Start of Game: £0
Sponsorship Deal: £20.75k per season – ends 2004
Training Facilities: Awful facilities
Board Expectations: Fight bravely against relegation

NK Istra
Ground Capacity: 7000
Balance at Start of Game: £5,548
Sponsorship Deal: £24.75k per season – ends 2006
Training Facilities: Good facilities
Board Expectations: Achieve a respectable league position

NK Novalja
Ground Capacity: 1500
Balance at Start of Game: £0
Sponsorship Deal: £20.75k per season – ends 2003
Training Facilities: Need some investment
Board Expectations: Fight bravely against relegation

NK Orijent
Ground Capacity: 7000
Balance at Start of Game: -£212,519
Sponsorship Deal: £24.75k per season – ends 2004
Training Facilities: Good facilities
Board Expectations: Invest in new players and start rebuilding the team

NK Croatia Sesvete
Ground Capacity: 3500
Balance at Start of Game: £10,617
Sponsorship Deal: £26.75k per season – ends 2004
Training Facilities: Good facilities
Board Expectations: Achieve a safe mid-table position

NK Solin Gradja
Ground Capacity: 5000
Balance at Start of Game: £4,952
Sponsorship Deal: £24.75k per season – ends 2004
Training Facilities: Adequate facilities
Board Expectations: Invest in new players and start rebuilding the team

NK TSK
Ground Capacity: 3000 – 100 seated
Balance at Start of Game: £2,334
Sponsorship Deal: £22.75k per season – ends 2005
Training Facilities: Adequate facilities
Board Expectations: Achieve a respectable league position

NK Uljanik
Ground Capacity: 4000
Balance at Start of Game: £5,793
Sponsorship Deal: £24.75k per season – ends 2003
Training Facilities: Need major investment
Board Expectations: Achieve a safe mid-table position

NK Uskok
Ground Capacity: 2000
Balance at Start of Game: £0
Sponsorship Deal: £20.75k per season – ends 2005
Training Facilities: Adequate facilities
Board Expectations: Fight bravely against relegation