One of the reasons that medical insurance costs are so high is because of various serious accidents due to dangerous sports and multiple births using fertility drugs. All HMOs should be permitted to have three separate parts to health insurance consisting of health, accident and preplanned multiple fertility births. The accident portion should be rated the same as car insurance. The more expensive accidents you incur, the higher increase of your premiums.
An additional route to decrease insurance spending is mandate all HMOs to pay for a health product in full if it is prescribed by a doctor or nutritionist. Health products cost a fraction of today's modern drugs, including generics. Only 20 percent of health products have side effects, contrary to 80 percent of modern medicines. HMOs need to encourage research on this.
Terminating the use of your microwave is another suggestion. Type in "microwaved cow's milk" on your Internet. Microwaved food has an adjusted molecular structure that may cause or flare up auto-immune diseases or cancer. Planted seeds watered with radiated or microwaved water will not grow.
Another fact is why are HMOs paying as much as 50 percent less for modern drugs, as uninsured consumers are forced to burden this financial loss paying full price? We need to change all of this now.
Ellen Saul
Saugerties
Dear Ellen,
Lady, are you crazy????? (That is a rhetorical question.) Now I have heard that health care is expensive because of new technology, malpractice suits, new drugs, etc., but fertility drugs, dangerous sports and microwaves???? Do you think the elimination of these things will drive down the cost of health care???? If so, you should work for President Bush!!!!!
Nicky C
