Having the right mix of assets in your portfolio is critical. We will review your asset allocation to determine if it meets your liquidity and income needs, risk tolerance, and timeframe. In addition, we will prepare a thorough review of your equities, including looking inside of your mutual funds to their underlying holdings. We can then make intelligent recommendations on asset repositioning, while taking into consideration your income tax situation.
Income. What is your current income level? Do you require an income stream from your investments?
What are your income projections?
Timeline. Where are you in your investment cycle? Do you have any major purchases coming up?
Risk Tolerance. Are you willing to accept fluctuation in investment value in exchange for higher overall returns? Do you prefer to maintain a lower level of risk, regardless of the rewards?
Unique needs. Did you recently receive a large sum of money? Do you need to care for disabled relatives? Are you targeting money for education of children or grandchildren?
Tax considerations. Will you benefit from tax-free investments? Do you wish to avoid capital gains or losses in a particular period? Do you have special residence status?
Current income primary. Will accept limited growth potential in exchange for substantial current income and minimum principal risk.
Income with long-term growth. Primary concern is generating current income.
Balance income and growth. Equal weight on current income and potential for long-term growth.
Long-term growth with income. Long-term growth potential of principal and income.
Growth primary. Significant potential for growth but little need for current income.
Growth only. Emphasis on long-term capital growth with little need for current income.
Address your tolerance for risk.
Implement your personal investment portfolio.
Adjust your portfolio instantly when economic and market conditions change.