Fear - Most people do not become rich because they are to afraid of losing money. They want to become rich but just the thought of losing will scare them away.

Cynicism - This is a big factor in wether or not a person becomes rich. It is a case of the what if's. "What if the stock market crashes when I invest?" "What if I lose all my money and can't pay the bills?" or it could be other people around us making us have skepticism about our ideas. " You can't do that;" or " If your idea is so good then why hasn't anyone else done it!"

Laziness - Busy people are the most lazy. They work hard and when they find out they have a problem they do nothing about it and then the problem just grows and grows until there is no way out. It is like quicksand: the more you fight the idea of there being a problem the larger the problem gets and the deeper you sink.

Bad Habits - There are many things that people do out of habit. Not all of them are good. You want to get in shape but you still have the habit of going out and drinking to much. A habit that many people don't think is bad but could be one of the worst things that they could do if they want to become rich is to pay your taxes on the first of the month. Not saying that you should not pay your taxes but that you should make yourself become motivated to find different ways to make the money for the taxes other then out of your pay check.

Arrogance - When someone is arrogant they start to believe that the things that they don't know are not important. This is just a bad trait to have because every time you are arrogant you will lose money in one way or another.