If you have chosen this path then you have chosen the path that most middle to lower class people choose.

The people that follow this path are usually people that struggle to stay out of debt. They let money and fear rule their life. The liabilities of this group of people are usually greater then their assets. 

When you are done going through all of the categories for this choice go back to the main choices and this time choose the other path and see where it will take you.
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