Today's pick is: Colgate!  What could be better than a company everyone knows that makes products everyone buys?  Try one that has a 173.9% return on equity to boot!  The price ratio is a bit high for my tastes, averaging at 13.775, but with a modest 1.9% dividend and high ROE, this large cap has hold potential.  Weighing in at $77.89 per share after a large jump since September of 2007, CL is worth watching.  If it remains stable until February, it could be a stock for putting safety money away.