One of my readers mentioned earlier today that he had been considering First Marblehead Corp (FMD).  I immediately took a look at it and fell in love within 3 seconds.  Current price is $11.24 per share with a 52-week range of $11.24 to $57.56, showing some of the best swing potential out there.  It's a small cap, but not a microcap, with $1.13B; this means room for growth but a little money on the side for emergencies.  FMD has excellent profitability and excellent returns, with a 42.20% profit margin and an average investment return around 37%.  They have an average price ratio of 2.05 and a 4.00% annual dividend to top it all off.

I'd buy this stock just from the numbers alone.  All the bad press surrounding the financial sector certainly affects the speculative value of a stock, but with these guys I think all the bad stuff is in the past.  FMD might still go down a little more, but not enough to hurt.  On the other hand, it's very likely to go up in price a lot, and probably start soon.