1 2/3 cups flour    ¼ cup sugar (or 2 tsp. sugar substitute)
2 ½ tsp. Baking powder   ½ t. salt
1 tsp. Cinnamon    ¼ tsp. nutmeg
1 egg      2/3 cup milk (or nonfat milk)
¼  cup shortening    1 cup chopped apples

Work shortening into dry ingredients.  Add egg and milk.  Fold in apples. Grease muffin tins and fill 2/3 full.  Bake 20-25 minutes at 450 degrees.
Source: Margaret Glass